# XOF Benin (new encryption)

### Summary

These APIs are used to initiate a XOF Benin Momo payout

| Momo Network | Service Code   |
| ------------ | -------------- |
| Mtn          | MTN\_MOMO\_BEN |
| Moov         | MOOV\_BEN      |

{% hint style="info" %}
Before you begin!

* Find your keys on the Klasha Dashboard → Settings → Generate API Keys ([here](https://dashboard.klasha.com/settings/keys))

<img src="/files/LFFicElNA6dWGpxBEdo1" alt="" data-size="original">
{% endhint %}

### Integration steps

{% content-ref url="/pages/p15ikIRu4qZuG2xRX2op" %}
[Authentication](/overview/authentication.md)
{% endcontent-ref %}

### [Encryption algorithm here](/accepting-payments/payments-api.md#encryption-algorithm)

### **Merchant Payout request**

## Make a POST call to the Merchant payout request API

<mark style="color:green;">`POST`</mark> `{{env_url}}/`wallet/merchant/bank/transfer/request/v3?encryption=NEW

You would need to pass, as a header the <mark style="color:red;">x-auth-token</mark>. This can be obtained from your merchant **dashboard → Settings → Generate API keys → Merchant public key**.

#### Headers

| Key           | Value                    |
| ------------- | ------------------------ |
| Content-Type  | application/json         |
| x-auth-token  | Your merchant public key |
| Authorization | Bearer \<token here>     |

**Request body (encrypted):**

```json
{ 
  "message": "encrypted-request-body"
}
```

**Request body (plain)**

#### Request Body

<table><thead><tr><th width="264">Name</th><th width="160">Type</th><th>Description</th></tr></thead><tbody><tr><td>country<mark style="color:red;">*</mark></td><td></td><td>Country of payout - BJ</td></tr><tr><td>serviceCode<mark style="color:red;">*</mark></td><td></td><td></td></tr><tr><td>amount<mark style="color:red;">*</mark></td><td></td><td>Amount - 100</td></tr><tr><td>accountName<mark style="color:red;">*</mark></td><td></td><td>Receiver's Name - John Doe</td></tr><tr><td>requestId<mark style="color:red;">*</mark></td><td>String</td><td>Unique request's reference</td></tr><tr><td>description<mark style="color:red;">*</mark></td><td>String</td><td>Merchant's description - Payout</td></tr><tr><td>currency<mark style="color:red;">*</mark></td><td>String</td><td>Currency of payout - XOF</td></tr><tr><td>accountNumber<mark style="color:red;">*</mark></td><td>String</td><td>Receiver's phone number - 260973456789</td></tr><tr><td>type</td><td>String</td><td>Allowed value: mobile_money</td></tr><tr><td>walletId</td><td>Integer</td><td>Business wallet ID</td></tr><tr><td>payoutType</td><td>String</td><td>Allowed value: USD_MOMO</td></tr><tr><td>debitAmount</td><td>String</td><td></td></tr></tbody></table>

{% tabs %}
{% tab title="Plain Request" %}

```json
{
  "country": "BJ",
  "amount": "100",
  "accountName": "test sample",
  "serviceCode": "MTN_MOMO_BEN",
  "requestId": "tranf-36ac6398-fa2c-407d-84c5-c40c91091a98",
  "description": "none for now",
  "currency": "XOF",
  "accountNumber": "260973456789",
  "type": "mobile_money",
  "debitAmount": "10",
  "walletId": 12,
  "payoutType": "USD_MOMO"
}
```

{% endtab %}
{% endtabs %}

{% tabs %}
{% tab title="200: OK " %}

```json
{
    "id": 10,
    "amount": 100.00,
    "payoutStatus": "PENDING",
    "requestId": "tranf-36ac6398-fa2c-407d-84c5-c40c91091a98",
    "narration": "none for now",
    "country": "BJ",
    "fee": 2.00,
    "bankCode": "MTN_MOMO_BEN",
    "bankName": "MTN_MOMO_BEN",
    "accountNumber": "260973456789",
    "accountName": "test sample"
}
```

{% endtab %}

{% tab title="400: Bad Request " %}

```javascript
{
    "status": "error",
    "message": "Unable process payout. Contact support"
}
```

{% endtab %}
{% endtabs %}

### **Query payout status**

Make a [call](/transfers/payout.md#polling-transfer-statuses) to fetch status of initiated payouts.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://developers.klasha.com/transfers/momo-payout/xof-benin-new-encryption.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.