You can use the following test cards details to test different payment channels.
Card expiry date
You can use any date in the future for the expiry date of each card.
Last updated
MasterCard PIN authentication
5531 8866 5214 2950
Expiry: 09/32 CVC: 564 PIN: 3310 OTP: 123456
MasterCard 3DS authentication
5438 8980 1456 0229
Expiry: 10/31 CVV: 564 PIN: 3310 OTP: 123456
Visa Card 3DS authentication
4187 4274 1556 4246
Expiry: 09/32 CVV: 828 PIN: 3310 OTP: 123456
Verve Card Noauth
5061 4604 1012 0223 210
Expiry: 10/31 CVV: 780 PIN: 3310 OTP: 123456
PIN validation (Kenya only)
5078 5078 5078 5078 12
Expiry: 08/25 CVV: 081 PIN: 1111 OTP: 123456
Declined (Incorrect PIN)
5399 8346 9789 4723
Expiry: 09/31 CVV: 883 PIN: 3310 OTP: 123456
Card Fraudulent
5590 1317 4329 4314
Expiry: 11/32 CVV: 887 PIN: 3310 OTP: 123456
Do Not Honour
5143 0105 2233 9965
Expiry: 08/31 CVV: 276 PIN: 3310
Insufficient funds
5258 5859 2266 6506
Expiry: 09/31 CVV: 883 PIN: 3310 OTP: 123456