Test Payments
You can use the following test cards details to test different payment channels.
Cards
Card expiry date
You can use any date in the future for the expiry date of each card.
Successful Cards
Master Card
PIN authentication
5531 8866 5214 2950
Expiry: 09/32 CVC: 564 PIN: 3310 OTP: 12345
Master Card
3DS authentication
5438 8980 1456 0229
Expiry: 10/31 CVV: 564 PIN: 3310 OTP: 12345
Visa Card
3DS authentication
4187 4274 1556 4246
Expiry: 09/32 CVV: 828 PIN: 3310 OTP: 12345
Verve Card
Noauth
5061 4601 6697 6054 667
Expiry: 10/29 CVV: 564 PIN: 3310
Visa Card
Address Verification (AVS)
4556 0527 0417 2643
Expiry: 09/32 CVV: 899 PIN: 3310 OTP: 12345
Pre-authentication Test Card
5377 2836 4507 7450
Expiry: 09/31 CVV: 789 PIN: 3310
Mobile Money Test Phone numbers and network
ZMW
phone: 260973456789 network: airtel
UGX
phone: 256753456789 network: airtel
SLL
phone: 23276123456 network: orange
XOF
phone: 221763456789 network: mtn
RWF
phone: 250733456789 network: airtel
MWK
phone: 265993456789 network: airtel
KES
phone: 254703456789 network: mpesa
CDF
phone: 243812312332 network: vodacom
CMR
phone: 237653456789 network: mtn
GHS
phone: 23354709929220 network: airtel
TZS
phone: 255712345678 network: tigo
Failed Cards
Master Card Declined (Incorrect PIN)
5399 8346 9789 4723
Expiry: 09/31 CVV: 883 PIN: 3310 OTP: 123456
Master Card Card Fraudulent
5590 1317 4329 4314
Expiry: 11/32 CVV: 887 PIN: 3310 OTP: 123456
Master Card Card Declined (Address Verification)
5143 0105 2233 9965
Expiry: 08/32 CVV: 276 PIN: 3310 OTP: 3310
Errors
Do Not Honour
5143 0105 2233 9965
Expiry: 08/31 CVV: 276 PIN: 3310
Insufficient funds
5258 5859 2266 6506
Expiry: 09/31 CVV: 883 PIN: 3310 OTP: 123456
Last updated